📋 Terms of Service

1. Agreement Overview

These Terms of Service ("Terms") constitute a legal agreement between you ("User," "you," or "your") and GiftNaser ("we," "us," or "our") regarding the use of our website at https://giftnaser.org ("Website") and the educational resources and information provided therein. By accessing or using our Website, you agree to be bound by these Terms.

2. Acceptance of Terms

By accessing or using our Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not access or use our Website or resources.

3. Website Purpose and Content

3.1 Educational Purpose

Our Website provides educational resources, information, and content related to gift cards for informational purposes only. We do not sell, trade, or exchange gift cards.

3.2 Content Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, suitability, or availability of the information, resources, or related graphics contained on the Website.

3.3 Not Financial or Legal Advice

The content provided on our Website is for general informational purposes only and should not be construed as financial or legal advice. You should consult with qualified professionals for advice specific to your individual circumstances.

4. User Conduct

When using our Website, you agree to:

• Use the Website and its resources for lawful purposes only
• Not engage in any activity that interferes with or disrupts the Website's functionality
• Not attempt to gain unauthorized access to any portion of the Website
• Not use the Website to upload, post, or transmit any content that is unlawful, harmful, or infringes on the rights of others
• Not collect or store personal data about other users
• Not use the Website to distribute unsolicited promotional or advertising material

5. Intellectual Property Rights

5.1 Website Content

All content on the Website, including but not limited to text, images, graphics, logos, articles, and resources, is owned by or licensed to GiftNaser and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and its resources for personal, non-commercial purposes in accordance with these Terms.

5.3 Restrictions

You may not:

• Reproduce, distribute, modify, display, or create derivative works from any content on the Website without our prior written consent
• Use any content for commercial purposes without our explicit permission
• Remove any copyright, trademark, or other proprietary notices from the Website's content

6. User-Generated Content

If our Website allows you to submit content (such as comments, feedback, or questions):

• You retain ownership of your content, but grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display your content in connection with our Website
• You are solely responsible for the content you submit
• You represent and warrant that you have all necessary rights to submit the content
• We reserve the right to remove any user-generated content at our sole discretion

7. Links to Third-Party Websites

Our Website may contain links to third-party websites or resources. These links are provided for your convenience and information only. We have no control over the content or availability of these websites and are not responsible for:

• The content, privacy practices, or policies of any third-party websites
• Any loss or damage that may arise from your use of such websites
• Any goods or services provided by third parties

The inclusion of any link does not imply endorsement, approval, or recommendation by GiftNaser.

8. Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance
• Warranties regarding the security, reliability, timeliness, accuracy, or completeness of the Website
• Warranties that the Website will meet your requirements or be uninterrupted, timely, secure, or error-free

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GIFTNASER AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH:

• Your access to or use of, or inability to access or use, the Website
• Any conduct or content of any third party on the Website
• Any content obtained from the Website
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability exceed $100 USD.

10. Indemnification

You agree to defend, indemnify, and hold harmless GiftNaser and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of any significant changes by updating the "Last Updated" date at the top of these Terms. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

12. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. All provisions of the Terms which by their nature should survive termination shall survive termination.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the federal or state courts located in New York, NY, and you consent to the personal jurisdiction of such courts.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.

15. Contact Information

For questions about these Terms, please contact us:

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices and agreements published by GiftNaser on the Website, constitute the entire agreement between you and GiftNaser concerning the Website.

By using our Website, you acknowledge that you have read and understood these Terms and agree to be bound by them.